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Wharf Rat

2020 Beneteau Oceanis 46.1

Annapolis, Maryland · 816 engine hours · Updated Aug 11, 2026

$430,000

USD · OFFERS CONSIDERED

46 ft
Length
14 ft
Beam
Sloop
Class
Yanmar 4JH80
Engine
80 HP
Power
816
Hours
3
Cabins
2
Heads

Overview

WHARF RAT is a 2020 Beneteau Oceanis 46.1 in the sought-after three-cabin, two-head Alpi mahogany layout, extensively optioned from the factory and equipped since delivery for serious cruising. She is a deliberately specified East Coast boat: her owner ordered both the shoal-draft cast iron keel and the factory ICW-height mast, a combination that lets her run the Intracoastal Waterway and work the thin water of the Chesapeake without the compromises that force most 47-footers to go outside for the trip south. She has been privately owned since new and has never been chartered.


What sets her apart is everything that has been added for self-sufficiency. A Spectra Newport 400C watermaker, a Victron inverter system with Cerbo GX monitoring, Starlink and an IridiumGO! satellite communicator, three-zone air conditioning on a Cummins Onan generator, a Viking eight-person liferaft, a Para-Tech delta drogue and a Fortress storm anchor mean she can leave the dock and stay gone. The working sail inventory furls - a North Sails in-mast mainsail and 107% jib, and a Quantum Code 0 on an electric Profurl with wired and wireless remotes - with a Quantum asymmetric spinnaker and an unused Elvstrom storm jib to cover both ends of the range. All four Harken winches are two-speed electric, so two people handle her comfortably. The Yanmar 4JH80 has 816 hours with its 1,000-hour service already completed in Summer 2025.


Key Features:

  • Factory ICW-height anodized furling mast by US Spars - 63' 6" air draft, inside the Intracoastal Waterway's 65-foot fixed bridge standard that a standard-rig 46.1 at 66' 8" is not
  • Shoal-draft cast iron keel - 5' 9" draft
  • Upgraded Yanmar 4JH80 common-rail diesel, 80 hp, on saildrive with a Flexofold three-blade folding propeller - 816 hours, 1,000-hour service completed Summer 2025
  • Spectra Newport 400C watermaker
  • Comprehensive sail inventory - North Sails in-mast furling mainsail and 107% jib, Quantum furling Code 0 and asymmetric spinnaker, and an unused Elvstrom storm jib
  • Cummins Onan QD 7.5kW diesel generator with 36,000 BTU air conditioning across three zones - master cabin, saloon, and one unit shared between both aft cabins - with both heads air conditioned as well
  • Victron MultiPlus Compact 12V/2000W/80A inverter with Cerbo GX and display, and nine new batteries - all installed Fall 2024
  • Twin B&G Zeus³ 7" multifunction displays, one at each helm, with NAC-3 autopilot and hydraulic drive
  • Simrad radar installed Fall 2025, B&G NAIS-500 AIS transceiver, WS310 wireless wind, Airmar DST810 transducer and Precision-9 compass
  • Starlink high-speed satellite internet and IridiumGO! satellite communicator with external antenna
  • Highfield tender on hideaway davits with both a Mercury Avator 7.5 hp electric and a Suzuki 20 hp gas outboard
  • Viking 8UKL eight-person ISO 9650 liferaft in valise, Lifesling, MOB throw rope and MOB ladder
  • Four Harken two-speed electric self-tailing winches with digital buttons - two 50.2 genoa primaries and two 46.2 secondaries
  • Three cabins and two heads in Alpi mahogany with Ultraleather cushions throughout
  • Tunnel bow thruster with Quick control at the starboard helm
  • Pearl grey gelcoat hull with white stripes and graphics, matching grey halyard covers, and a fixed bowsprit rigged for both Code 0 and asymmetric spinnaker
  • Varnished teak cockpit table with integrated refrigerator, teak decking in the cockpit and on the swim platform
  • Electric fold-down swim platform, mainsail arch, dodger, bimini with side curtains and windows, connector and three-sided sun screens
  • 50A 125V/250V shore power with two 50A shore cords included
  • Delta 20 kg (44 lb) anchor with 105' of 3/8" chain and 147' of 11/16" rode, Quick windlass control at the cockpit with chain counter and a second remote in the sail locker
  • Para-Tech delta drogue, Fortress aluminum storm anchor and emergency steering tiller

Specifications

Length Overall
46 ft
Waterline Length
43 ft
Beam
14 ft
Draft (max)
5 ft
Draft (min)
5 ft
Bridge Clearance
63 ft
Displacement
23,356 lbs
Hull Material
Fiberglass
Hull Color
Gelcoat
Fuel Type
Diesel
HIN
BEYKR020F920
Condition
Used
Cabins
3
Heads
2
Fuel Capacity
53 gal
Water Capacity
151 gal
Holding Tank
30 gal

Engines (single)

Yanmar 4JH80

Power
80 HP
Hours
816
Fuel
Diesel
Drive
Inboard
Notes
Middle

Generators

Cummins Onan 7.5kW

Output
7.5 kW

Location

Location Annapolis, Maryland, United States
Flag / Registration United States
Region Continental United States

Your Broker

Ward Yacht Sales


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Questions about 2020 Beneteau Oceanis 46.1

What is the asking price for 2020 Beneteau Oceanis 46.1?

2020 Beneteau Oceanis 46.1 is currently listed at $430,000. Final terms depend on survey, sea trial, and offer structure.

Where is 2020 Beneteau Oceanis 46.1 located and can I schedule a showing?

2020 Beneteau Oceanis 46.1 is located in Annapolis, Maryland and is marked Available. Showings and sea trials can be arranged for qualified buyers through our team.

What are the key specs for 2020 Beneteau Oceanis 46.1?

2020 Beneteau Oceanis 46.1 is 46 ft overall and includes 46 ft · Sloop · fiberglass.

Is financing available for 2020 Beneteau Oceanis 46.1?

Yes. Marine financing is available for many vessels, with terms based on model year, buyer profile, and lender underwriting.

Can I get a survey and mechanical inspection before closing?

Yes. Buyers are encouraged to complete an independent marine survey and engine/mechanical inspections during due diligence before final acceptance.

Is this a co-brokerage listing with David Walters Yachts?

Yes. This vessel is listed by David Walters Yachts. Ward Yacht Sales can represent you as a buyer's broker and coordinate the process through closing.

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